Gina Young

Your budget tells you what you can’t afford, but doesn’t stop you from buying it

Your budget tells you what you can’t afford, but doesn’t stop you from buying it

Budget1

Take control of your finances. It all starts with a budget: knowing how much your have coming in each month, and how much you are paying out. But just knowing your financial situation is not enough. You have to actually take steps to ensure that you are paying down the bills that you want to get rid of or not overspending and creating more bills.

Simple things to do to cut down on…

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Ba-cchini Bread: The Best Banana-Zucchini Bread You’ve Ever Tasted

Ba-cchini Bread: The Best Banana-Zucchini Bread You’ve Ever Tasted

Soooo delicious!

Soooo delicious!

Ba-cchini bread. That is what my kids started calling the banana-zucchini bread that I make. In their effort to shorten the title, it really comes out sounding like “bikini.” While this recipe is delicious, and of course, money savvy (you can make two loaves of this delicious bread for about what it costs to buy one sliceof this type of specialty bread at a bakery or coffee…

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5 things to know when starting a business

5 things to know when starting a business

Photo by reynermedia via Flickr

Photo by reynermedia via Flickr

Being a business owner and working for yourself has many rewards… and many risks. While the thought of not having to punch a clock for someone else is exciting to you, competition in the marketplace and inconsistent income streams can be substantial challenges for any new business. If you have been thinking about starting your own business, there are five things…

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5 Ways to Invest In Your Children’s Future

5 Ways to Invest In Your Children’s Future

Family Time ~ Having fun together!

Family Time ~ Having fun together!

Investing. Typically, when we talk about investing, we are thinking about putting money into stocks, bonds, or mutual funds in a retirement account or a savings account. There is usually a tangible goal in mind: being able to retire comfortably or paying for a child’s college education. That type of investing is definitely something that should be a part of…

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Simply Saving? Or Simply Shopping?

Simply Saving? Or Simply Shopping?

Gina Young:

I just had to share Heather’s blog post (from Simply Save) because she brings up such a good point about being money savvy when we are shopping… just because something is a good deal, should you buy it if you don’t actually need it? Definitely something to think about. Ask yourself: does buying this keep me from reaching my financial goals or paying a necessary bill?

Originally…

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Waffle Strawberry Shortcake

Strawberry Shortcake

Here is a fun twist on breakfast– or dessert! Of course, waffles are great with butter and syrup, but next time you want to make a brunch extra special, try this kicked-up Waffle Strawberry Shortcake. It is quick and easy… and it looks like you went to a lot of trouble!

Waffle Strawberry Shortcake

Recipe makes 4 servings

Toast 2 Eggo Mini Waffles, as desired. (I used the Eggo mini waffles, but…

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Benefits and Tax Obligations of Starting a Side Business

Benefits and Tax Obligations of Starting a Side Business

Outsmarting the System
Starting a side business can help you reach financial freedom. The extra money you earn through your business can reduce debt or be invested.

Starting a Business.Starting a side business can be as simple as offering a service you already provide. For instance, if you are a bookkeeper as an employee, you may be able to do extra bookkeeping on the side for other companies. You can sell items you…

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